Divided Stock

I reach home early after submitted the documents to Land Office. My wife told me that share market index has been toughing 1300 points as shown on TV. She asked me is it a good timing to enter this bull market?

I have been involved in Malaysia Share market since from year 2003 and I can not say I am expert in this field but here I would like to share some experience to my wife and those whom interested in share market.

I still remember in year 2003, the index during that period was around 600 points and market can be considered bear; no people did the trading due to scare. I was influent by my general manager and senior manager. They used to discuss share market while during quarterly visit and subsequently, I also “enter” the game. Initially, I start with small capital and invest some shares which have been discussed by my 2 bosses. I did not know whether there was rumor and tips. But I really made money from them. Perhaps I was luckily during that period. Money can be easily earned within 3-4 days and I gained a handsome income from share market even market was down.

Good time has their limit. Year 2005, I just realized that my entire shares are dropping and some even drop until 50% from the actual price. After that incident, I ceased for a while and monitor the market. I read a lot of financial books and magazines and hopefully, I can recover back. From the reading, I noticed that all the while, I am doing gambling and the term their used is trading. We can deny that share market is a place where trading is occurred daily and share market similar in a huge ocean. Person like me is a “small” fish where easily can be eaten by giant fish. Greedy the main keyword if you want make money from share market. Avoid greedy behavior, set the percentage before you enter and more important when to “escape” from tsunami (market drop).

Education in financial is vital after that bad investment. I can conclude that whether the market is bullish or bearish, we also can benefit a handsome income with a condition-Plan. If you do not have plan, I personally advise that please do not follow this slogan “I jump, you jump”.

Even market is bull, I still prefer divided stock where this stock able to generate steady income to you without having heart attach (this is no a joking. It happens). Please do not fall in love with you stock and always in mind that stock is a leverage to generate income for you. Thus, before you able to invest for a stock, please investigate the company. You must know what the company background, their cash flow and account statements. Share market is a gambling game. You need to read a lot of financial books and magazine rather just heard from rumor if you really want in share market.

The reason I bought divided stock because I can sleep well without worry the price drop or increase. Ok…Below are some good divided companies.
Berjaya sports Toto
Public Bank
Maybank
Digi

As Warrent Buffatt mention in his book, you are buying business and no the share. Please bear in mind….my dear investor.

The Power of Words

This whole week I was in office for processing the survey data. Boss told me that he will do his retina operation on this Thursday but his sugar level in a bit high. Thus, I advised him to take a rest in house.

We still discussed some of the work progress before he took the rest. Suddenly, he mentioned about “The power of words”. He told me that we live in this world need a peace. If you are very rich but you do not have peace in mind. There is no meaning we as a human live in this world.

There is a slogan in Melaka recently. It sounds as this “My home, my paradise”.
This is a healthy slogan I even heard before. If you justified youself, you work hard from morning to everning. But when you step in the house, your wife start complaning this and that or your children fighting each other. Are you in the peace?

This is the message my boss pass to me. He told me that if you wife nag...nag...while you are sleeping. Can you fall in love with her again? Sure..no. I better look for other..(hahaaha..joking only). However, this is nitty-gritty. We form a family similar like a business. We as a husband need to work together with our wife. I really agree with him and if we do wrong. As a man, I think we should apology to her and subsequently this family will always in happiness.

However, the most vital message in that morning is “The power of word”. He quite concern about my danish health because this naughty boy quite often fewer and these fews days he also cough. He told me that as a father or a mother. We need to think before we talk to our baby especailly like danish. Baby like a “Scanner”, he observe what his mummy or pappy do and say. After that he will practise the same action. I agree with my boss. I realise that Danish observation is very sharp. Once we do something, he likes to follow. Thus, boss finalised the topic like this. If you told good word to your baby then hopefully one day he will be become a good man. If you always fight or nag among husband and wife then one day this baby also will follow this bad habit.

So, my dear blog friend........we should be gladful to god because He only give us a mouth for taking and eat. Are we fully understand the function of our mouth. I used to see parents quarrel and this form a bad impression to their children. This bad “seed” has been planted into their mind and during their growing duration. He maybe will be become a hot temper.

Back to slogan “My home, my paradise”. Are you home is a paradise? Please justified youself. Spend more time with your family and your work will be more effectiveness.
Let me tell you all when I reach in front of gate, my little danish know his papa is back and he will immediate go to the door for his papa hug. So, even though I am tired during the day but there is inner power to refresh me when I see this little raise his both hand for hug. So, form a health family rather than destroy it.
Thank you.

Land Surveyor Blog

Last week when I attemp to search my http://melakasurveyor.blogspot.com/ in yahoo search. I just realise that this blog is on the top of 297,000 from the search engine.....Wah...I never imaging my surveyor blog will be in the first.

This is great achievement since I invloved in blog world. Anyway, thank to all my friends whom used to visit my blog daily. I will work hard for it and share information to you all. Thank you for your support.

Sky Juice

Today if you ask for Sky Juice in Malaysia, you will easily be charged minimum 50 cents and some is worse will cost until 50 cents. A glass of pain water cost you 50 cents and I think you will prefer to other drink material even though cost more than one ringgit.

Recently, Malaysia government has been revised the government servant salary until 30% and subsequently, the businessman take this advantage to increase the price including the sky juice.

What is sky juice? This is no the water mineral and it is just boiled pipe water. How much a ton of gas? At the moment, the gas is around RM25 and the businessman can boil how many little of water by a ton of gas. But we as a consumer, is it faith to pay 50 cents per glass of water?

I do not know how about my blog oversee friends. Do you need to pay for sky juice over your country?

We need to voice out rather than just being take advantage by immoral businessman. Thus, I refer to eat in house rather than outside. First, I am able to have meal with my family. Secondly, the food cooked by my wife is 100% clean, fresh and important I able to add additional plate of rice…..because her food is delicious.

Similar to last Saturday, Andy and I stop at one of the shop for coconut drink. This businessman really slotted us. A glass of coconut cost RM1.00 and we are not able to taste even a small piece of coconut. So, do you think we will drop by in future?

Thus, a lot of businessmen fail to go further because of this small item. No because we stingy but is it worth for the price.

I fine....thank you

Danish is OK. Thank you for your concern.

Thermometer

Danish fever again. I send this naughty boy to government clinic where this clinic is near to our house. After waiting for nearly an hour. You know what the doctor told his mum and me. Danish do not have fever. I really do not understand how come Danish do not have fever. I can feel the warm if my face near to him. The doctor ask me to buy thermometer to check Danish temperature before give him medicine. She told me that if the baby no in fever and take medicine. The baby may get poison.

Thus, on that afternoon after finish my work. I bought a forehead thermometer for danish. When I check the temperature with the forehead thermometer, it showed 40 degree....wah....I immediate call my mum regarding Danish situation. My mum also scare.

We decided to go private clinic to confirm Danish temperature. Very funny....The doctor also say Danish is OK. Danish.....danish.......are you really sick or just want to go out...?

Flash Card

This is a great website to be visited http://www.flashmybrain.com/ especially those parents want their baby to study language.

Initially, I also do not know this card. After my wife purchase one and my sister also bought 2 for my danish. I noticed that it is a powerful tool in learning process.

Expect use to say that child more easy to learn from visible item rather than reading. Try it if you do not believe me. Thanks

Hong KOng Tourism Center

I was busy with my work in the office. As usual when there was a phone rang, I will answer the call. I used to answer by my company name before further the phone conversation. This lady asked me whether I can speak in Mandarin. I said yes because I through this customer can not speak in English. She introduced herself from Hong Kong Tourism Center and she would like to conduct a survey regarding Visit Malaysia year 2007. In fact, I want to tell her that I was no available at that moment but she kept in taking about her survey without giving me to respond. She started with her first question regarding which place would I visit in Malaysia. I answer with “Sorry, my dear. I am busy at the moment.”

She very annoyed with my respond and with in manner tone, she shouted at me by saying “If busy in future, don’t answer the phone.” Damn rude this Hong Kong Lady.

I felt very sad with this kind of survey being carried out by this Hong Kong Lady. Did she need to annoy if people did not respond to her. This is a deep impact to Hong Kong Tourism Center. This lady gave me a bad impression that Hong Kong people did not learn moral in school.

Respect people in important in what aspect especially if you are involved in tourism sector. How we are going to visit a country if the people there are rude and in manner?

Yesterday, there is a topic regarding tourism program in Malaysia in radio channel. There is a Chinese man said that he liked Korea very much and made him to visit the country every 2 years once. Why he visit the Korea too often and why he did not visit other countries? The answer he gave is simple. There is a pretty girl in front of you. Do you see? Definitely yes. But if this pretty girl like this Hong Kong lady, would you like to see again. You should answer this question.

Similar to Malaysia. This is Visit Malaysia year and every Malaysian plays a vital role to impress and promote Malaysia.

Smile and respect people are the main key word to success in tourism. No point government spent tones of fund to promote the program if the nation attitude is rude.