Tuesday, December 12, 2006

Are you happy with your income?

Most of us are in this rat circle and for the parents whom have children. We will always think of our daily income.

Stages Duty
0 Born. Baby need to learn how to cry then they will be feed
10 Primary school. Child needs to study and show good result to parent. Parent will reward.
20 University. For those excellent in education. You should be in this stage. You duty is get your degree, master or PHD.
30 Plan for marriage, get baby and subsequently set a home for yourself
40 Plan for retire
50 Health problem. Medical increasing annually
60 Suffer of income. Cease working

Do you like this type of life pattern? Definitely the answer is “No”. How we are going to escape from this circle.

Our education system never teaches us about how to generate money with smart method. Your teacher or your parent will ask you to become doctor, lawyer, accountant or others professional. None of them will teach us what is money? Why we need money? How to utilize money? How to generate income by money?

Government only teaches us how to save in Bank. Thus, we only have one direction. Keep money in saving account.

A lot of people especially in urban area are in debt situation.

The worst part is debt with loan shark. Pity incident have been happening recently. A Chinese couples murdered their 3 children before they suicide to end their life. After investigation by police, they found that they are in deep debt. Finally, the 3 innocent boys were killed due to their parent financial problem. Are this faith? Why these couples want to choose this option of their life? Think of your children before borrow money. Keep away from loan shark and live in simple life. I believe if we work hard and sincere, Him will guide you.

When I was in estate, I noticed that most the family in estate life in simple life. They do not have debt because everything is provided. They just need to work and earn money. Some of them are able to invest in land property. How much their salary per month? I can sincerely tell you than only less than RM2,000 per month for a tapper.

The secret is how you budget for your life. Plan to rich, no plan to fail. You do not need to become a businessman to be rich. Learn how to save and invest. This is a simple road to rich direction.