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This is a great blog I found on this morning. There are many ways to earn money through online. I wish you can gain something from this blog. The blog is http://entry4cash.blogspot.com/.

Vacancy-Technology & Education Researchers (Freelance)

Will serve as a Researcher on a project in Cambodia to develop materials for the teaching of ICT. He/She will specialize in methods for optimizing instruction.Th esuccessful applicant will have a strong research record and be knowledgeable in the areas of learner characteristics such as learning styles, teaching ofscience to middle/high school students, and/or optimization of subject matter to learners based on characteristics of both. Responsible for planning, coordinating, and implementing the plan for instructional technology; supporting technology users in the schools, consulting on the selection of technology equipment and related materials and coordinating in service activities in the area of instructional technology.

Please email me your resume at ehlamin/yahoo/com.

Vacancy-Executive Assistant (Part-time)

Athough the remuneration (ranges from RM550-850 per month) is minimum, we do expect high commitment and passion from the candidates applying for theposition. Successful candidate would be allowed claims for phone calls and those under allowable expenses but not travel mileage unless outside Klang Valley. Thepart-time work scope is as follows: * Performs administrative duties for executive management. Responsibilities may include screening calls, making travel and meeting arrangements, preparingreports/minutes, training and coordinating other support consultants, and customer relations. Requires strong computer and internet research skills. Alsocalls for flexibility, excellent interpersonal skills, project coordination experience, and the ability to work well with all levels of internal managementand staff, as well as outside clients and vendors.

Please email me your resume at ehlamin/yahoo/com.

Vacancy-Knowledge & Resource Executive (Full-time)

The fundamental core of the Initiatives Executive is to analyse, strategise, design, implement and manage programmes including research, development &commercialisation policies, guidelines, and processes that will prudently support & achieve company's objectives/mission. He/She provides assistance tothe Strategy & Initiatives Manager in administration, etc. He/She shall monitor and interpret investment portfolio performance to make recommendations tomanagement and is evaluated through reports and results achieved.

Please email me your resume at ehlamin/yahoo/com.

Chit-chat with parents

This advertisement is from Petronas. There are 4 old ladies taking about their children.

Mother A talk about his great doctor son. While, mother B talk his lawyer son gain a lot of wealth. Mother C said his son is rich businessman. The mother D does not say anything. She only wave to his son where he just back from work. A, B & C mother very envy with mother D because their great sons seldom come back to visit them.

This is real scenario in city. Most of the youngster leaves their hometown to earn money and forget their root.

All the parent wishes their children have a good career, subsequently set up a family and lastly play with grandchildren during the weekend.

What is the message from this meaningful advertisement?

Do you notice that your mother will busy to prepare food before their children back?

Father will ask how many days leave taken, wash your car, repair your car, and play with grandchild.

My auntie complaint that nowadays youngest do not how to communicate. Most of them either “sms” or play in front of computer. There is less communication among the family.

I noticed that senior citizen like to share or talk. Perhaps they feel bored. They like chit-chat. Something likes my son - Danish. He is just 2 years ++ and know a few wording but he will try to speak as an adult.

If your retire parent say their life is no bored. They are lying. Even through, early in the morning they can read paper, clean garden or watch TV. They still need to talk. I can see that my parent is very happy to see Danish even this naughty boy mess the house.

This little has created a "wonderful" relationship between children and parent which I can say most of the new generation parent lost this traditional "taste".

Emergency fund (rule 2)

Six months to a year emergency fund is a guideline and it is important for every employee such like me.

Definition emergency fund for Azizi is

“The whole concept of the emergency fund is to have money to cater for financial emergencies, which all of us face.”

This is my experience when I quit as a planter and join as land surveyor in year 2005. It is a tough period where my income reduce to 1/3 of my previous income. Moreover, the following year, I get my Danish. Can you imaging the situation? Money….money…..money is always in my mind and force me to dig all my emergency fund until empty.

If I do not have emergency fund which I have prepared before I resigned. I believe I will back to plantation again.
This is what I told my boss yesterday. “Self-prepared”.

How did you clear your credit card debt?

Credit card debt will be a nightmare if you are not trying to clear it. 18% interest per annual is no a joke and perhaps you can declare as bankruptcy. The initial step I will take is control my expenses while shopping and the best let your wife know the situation. If you still can not control then it is better to use cash to purchase and your credit card debt would not increase. Another solution is avoid high interest charges from credit card is borrow money from your parents or siblings to clear the debt. Do not feel shy to ask and perhaps when refund the money, give some additional money as thankful or “interest”. But if you have saving in hand then it is better to dig the saving rather than borrow from others. My previous experience reminded me that plan your credit card usage before you fall in this financial trap.

6 rules of thumb for managing money

1 ) Save 10% of your monthly income (rule 1)

Saving….saving…..saving…..this is what my mum told me when I was young. We need to save before we are able to buy what we want.

While, Azizi Ali in his book “Millionaires are from a different planet” stated that

“this is good for people who have just started work and would like to take control of their finances. Obviously, more is better. As you grow wiser, your finances should improve, and your savings rate should also increase.”

I graduated from University on year 1998 and the economic crisis occurred during the year. However, I was luckily because I was employed by a plantation company which is not related to my degree. Who border? Important is the monthly paycheck.

Even through the monthly paycheck is less than RM2K per month but my expenses is minimum. People say save 10% but my definition is difference-use 10%. No people believe it. I know I am poor but I am young. Save is one of method to escape from “poor” cycle.

My working environment is totally difference from others industry. I stay in estate. Company provide me accommodation (bungalow lot) and vehicle (motorcycle). What I need to do is learn the plantation work and receive the monthly paycheck. Sound easy and good for me as poor guy.

My conclusion is if you want to become rich then plantation is one of the option. Inside the industry you only work for money with minimum expenses (10%) but no entertainment.

New house

Today I can feel the pain on the whole body after shifted to new house. For the past 3 days, my wife and I woke up at 6am before my naughty danish disturbed us.

I really solute my wife, she can wake up 4am this morning to clean the house. She told that she could not sleep at new place compare with me and danish. Both of us can sleep wherever there have pillow......this is the great of danish and his papa.