How do you manage your credit cards responsibly?

Firstly, I would like to emphasis that use this leverage wisely and treat your credit cards as your cash in your wallet. When purchase with credit card, please ensure that you have such amount to pay back when credit card bill arrive on the beginning of the month. Secondly, I used to monitor my credit card expenses weekly to ensure that no overspend occur. If happen then I need to inform my wife to reduce the balance expenses. Finally, my advice is pay in time because the moment your payment late. Then additional charge will be appeared on the following month.

RM20 for streamyx

Please kindly visit streamyx website http://www.streamyx.com.my/promotions/promotions.php?id=online_regis. RM20 for streamyx.

Earn income from adsense

http://www.jana-wang-adsense.com/blog/ is a Malaysian that he tell us how he earn income through adsense program. This is good for malaysian because his blog all written in malay that all the malaysian can be easily undestand how to earn income by adsense program. Please kindly visit his blog.

Celcom contest

Just now I received a sms mentioned that I will reward RM 15,000 & reload credit amounted RM250. I also very excited and make the phone call from the sms. However, the line has been terminated. Thus, I search in net and noticed that it is a spam. So, be careful of this sms.

Happy mother day

Mymode prepare business

Couple weeks ago, I am discussing about the prepare card business and I have registered with mymode by RM65 only. After we registered, we will provided a website account to monitor our business status as below diagram.

Look at above, I transferred the sign up fee on 23/4/2008 to Mymode and it rebate me RM11.00. So, in actual the sign up fee only RM54 only.

Finishing Line

Yesterday, I have simple chit-chat with my boss while we were returning from Johor. He told me that his has some senior friends that still enjoy their life by talking about woman or girl. Most of them are drunker but to my boss. He attempt to pin-point the existing way of life to these "independant group". They do not know meaning of life and nobody is guilding them. Thus, my boss used to joke with them regarding the topic of "finishing line" to them to eable them to think why the meaning of life.

Boss is correct. Nowadays, people is chasing money and ignore the resposibity to social or family and subsequently create a problematic society environment. Chilren no respect parent, divoice, affair, suiside.......(too many to mention).

What is "Finishing Line"? The time when you are going to leave your life. Where you are heading? Are you self prepare? There many questions in this topic can be discussed.

Free sign up as member of BuyNow2U

Is monday again? Most of us will be busy in your working environment. Today I check the website statistic and noticed that some people are interesting. Below is the method how to sign up. This is free of charge.

What you need is a handphone that I believe most of the people have one.
Please type as below:

NoHP_Upline is 0196529586.

then you will be informed shortly. Thank you for trying if you want to learn e-commence by sms. Thank you.

RM60 per month to have computer is no the dream

My dear friend, computer is an important tool in our life but usually low income eaner can not able to have one. But today you are able to have one computer by paying RM60 per month. It is real. Please kindly visit this website to get more information http://www.buynow2u.com/index.php?id=ilmunidham. Thank you.

Sofian Yusof

Today I read Sofian Yusof latest news from http://mysiokbah.blogspot.com/

and http://shiokguy.blogspot.com/. A maths genius become a porn model. Can not believe it.

God (Him) give us brain to think and analysis. But why a genius can not utilise their brain to think. Is the false from parents, culture environment or government?

Look at our parent attitide nowadays. Every parent want their children to get as many A as possible. My question now is with the A. Can these innocent child success in their life in future. Sofian Yusof is one of the example. She is a genious. By her ability, I can guarantee she is able to earn a wonder from us. But why she do this immoral attitude. Are she unhappy with their parents or other things.

Lets us think back. Why a child can become wild? Nobody can stop them to become wild. They want express theirself but the problem is they can not and subsequently. This is want we can see nowadays.

Time to submit income tax

30 April 2008 will be the last day of submitting of income tax form. Thus, re-act now before late. I have received an email on last month that I will not received any hardcopy of income tax and I need to submit through e-Filling.

Firstly, we need to get the pin number to proceed in e-Borang. So, please call this 03-42893535 or email haniza@hasil.org.my to get your pin number. You will be requested to fax or email your Identity card to enable them to check your income tax reference.

Melaka Chief Miniter's Blog

Well done our Melaka chief minister. This is the best solution where CM able to listen more comments especially from the new generation and professional bodies. Nowadays, blog no only is a tool for teenages. It plays an important role especially the new generation express themself. There are many unhappiness occured in our nation and I think our Malaysian need a leader that he/she able to work for nation & Malaysian.

Back to village

The fun of childhood

Danish eat ais cream

Danish new company

Danish with cat

Love

I have quite long no involved in blog due to the quantum of works. Last week my wife suddenly asked me, "Do you still love me?". I just alert that I too busy with works and my articleship project until spend less time to my lovely family.

Family is vital for a successful man because without them, we can not focus our work. Thus, I will take a short vacation with them. By the way, I also need rest so that I able refresh my mind.

Thank you to my lovely wife for your concern.

USE MOBILE ONLY WHEN NECESSARY AND SPARINGLY

Everyday we are using handphone in our routine work including the school children. Most of our children have handphone so that parent can easily contract them. But do we know what is the side effect of using handphone. This is the message or alert from one of my friend. Please kindly read the below short message. Thank you.

1 Egg

2 Mobiles

65 minutes of connection between mobiles.

We assembled something as per image:

Initiated the call between the two mobiles and allowed 65 minutes approximately... During the first 15 minutes nothing happened; 25 minutes later the egg started getting hot; 45 minutes later the egg is hot; 65 minutes later the egg is cooked.

Conclusion: The immediate radiation of the mobiles has the potential to modify the proteins of the egg. Imagine what it can do with the proteins of your brains when you do long calls. Please try to reduce long time calls on mobile phones and pass this message to all your friends you care for.

Operator that offer long usage fee eficiency = They want to cooked ur brain ..

Mental Feng Shui

This is part of the email I received on this morning after celebrating chinese new year. "Mental Feng shui" is great topic. Feng shui play an vital role in chinese community but today feng shui no only apply by eastern community. Western people are more concern about "feng shui" rather than chinese community. In fact, feng shui is part of the science where this practice have been implemented since how many centuries in China.

I think below statements are very meaningful in our life and you all should read it.

1. Give people more than they expect and do it cheerfully.
2. Marry a man/woman you love to talk to. As you get older, their conversational skills will be as important as any other.
3. Don't believe all you hear, spend all you have or sleep all you want.
4. When you say, 'I love you,' mean it.
5. When you say, 'I'm sorry,' look the person in the eye.
6. Be engaged at least six months before you get married.
7. Believe in love at first sight.
8. Never laugh at anyone's dreams. People who don't have dreams don't have much.
9. Love deeply and passionately. You might get hurt but it's the only way to live life completely.
10. In disagreements, fight fairly. No name calling.
11. Don't judge people by their relatives.
12. Talk slowly but think quickly.
13. When someone asks you a question you don't want to answer, smile and ask, 'Why do you want to know?'
14. Remember that great love and great achievements involve great risk.
15. Say 'bless you' when you hear someone sneeze.
16. When you lose, don't lose the lesson.
17. Remember the three R's: Respect for self; Respect for others; and Responsibility for all your actions.
18. Don't let a little dispute injure a great friendship.
19. When you realize you've made a mistake, take immediate steps to correct it.
20. Smile when picking up the phone. The caller will hear it in your voice.