Photo on 22 March 2011-INDONESIA

No toilet available in Penawai village, all the kampong people are using this kind of toilet

Toilet hole


Aim the hole in proper position before you realise your "waste".

Pak Iwan' house.
The river is just behind of the Pak Iwan' house

Pak Iwan is preparing the plate before we start work

Look at the harden wood in kalimantan

Pak Lasher sit in front of boat because able to see great view especially near kampong site

Wajarkah sekolahkan anak seawal usia 5 tahun?

Awal Disember tahun lalu anak saya Danish Lai dah start sekolah. Awal sebulan dia sekolah untuk program smart reader. Mula-mula dia oklah..balik sekolah menyanyi, menari lagu yang cikgu ajar. Bila start awal januari yang betul2 punya sesi sekolah dia dah start meragam. Setiap pagi bangun menangis…sampai naik bingung saya dibuatnya.

Baru sebulan sekolah dah banyak cerita. Nasiblah CNY ni dpt cuti seminggu…Dapatlah sejuk sikit hati dia tu.

Pernah juga saya tanya kenapa tak nak sekolah…katanya cikgu asyik ajar ABC je n kira 1 sampai 20. Oh…barulah saya faham…saya mula mengajar dia membaca n mengira sedari awal. Mungkin dia boring kena ulang semula benda yang dia dah buat masa umur 3 tahun.

Saya pun tak tau mcm mana nk ‘handle’ masalah ini. Nak berhentikan sekolah risau pulak dia tak berkawan kat rumah. Nak biarkan dia terus ke sekolah takut dia tension pulak…yang mana satulah pilihanku…pening2.

Kata kawan2 saya, dia pernah alami apa yg saya alami..langkah terbaik berhentikan saja. Bila umur 6 tahun nanti barulah sekolah semua. Alahai anak mama….

Menabunglah sedikit sebanyak untuk Si kecil anda.

Berapa ramai diantara kita faham akan konsep menabung? Samada kita leka atau lupa tabungan yang terkumpul dari jumlah kecil syiling boleh mencecah ribuan ringgit dalam tempoh kurang 5 tahun. Ishk…ishk boleh buat deposit kereta tu..

Kalau tak percaya silalah cuba….Ia takkan merugikan kita!

Saya mula menyimpan syiling yang ‘dikutip’ dari dompet suami saya setiap hari dia pulang dari kerja. Tabiat saya itu bermula sejak lahirnya anak kami empat tahun yang lalu. Setiap 2 bulan sekali kami akan masukkan ke akaun Tabung Haji anak kami. Tak payahlah tabung yang besar2 sangat…jenuh nak tunggu penuh..yang penting tabung yang sederhana, berkunci dan bergambar kartun untuk menarik minat si kecil untuk join sama dalam tabiat ini. Perlu diingat bukan semua sikecil suka akan tabiat ini…ianya perlu dipupuk..

Sekarang ada banyak medium tabungan untuk para ibubapa..pilihlah yang mana suka. Jgn terlepas peluang sudah. Sebagai contoh ;-

1) Tabung haji…serendah RM2 untuk buka akaun…nasi lemak pun dah lebih 50sen dari tu tau.
2) Insurans…ada byklah…bleh pilih Great Eastern, Takaful, Etiqa…….
3) Skim SSPN…serendah RM20 sebulan….rasanya masih ok ni…ASTRO sebulan termasuk gst dah nk RM60/bulan kot.

Tepuk dada tanyalah selera…beringat sedari muda.

JIJIKNYA tengok sampah sarap bertaburan..

Persekitaran hidup berjiran ni banyak cabarannya…kenapalah dibiarkan sampah sarap dikirai2 dek kucing n anjing. Kotornya bukan main lagi baunya jgnlah cakap…menusuk ke kalbu.

Kebersihan bermula dari rumah. Rupa yang cantik, pakaian yang bersih hendaklah seiiring dengan kebersihan persekitaran rumah. Kan sedap mata memandang andai kita jaga persekitaran masing2. Andai ada plastik masuk longkang tolonglah kutip. Biarlah air lalu dengan baik. Jgn dibiarkan plastik menuju ke sungai. Pencemaran nanti. Silap2 boleh kena denggi dan dapat banjir pulak. Cuba selami mcm mana keadaan mereka yang dilanda banjir baru2 ni. Sungguh pilu n kasihan.

Marilah kita sesama mendidik anak buang sampah dalam tong sampah. Walaupun sekecil plastik gula2 n sebesar cawan ais kacang. Majlis Bandaraya pun kenalah ambik sama tanggungjawab. Kalau dah mesin rumput di pesisir jalan kawasan perumahan elok disapu dengan cermat supaya tidaklah diterbangkan angin ke dalam longkang. Tu belum lagi sampah dedaun kering yang bertaburan… bukan semua masyarakat ambil peranan menyapu daun2 ni. Jadilah bertimbun-timbun ke sana-sini ditiup angin. Alahai…berat mata memandang, x sanggup nak diteruskan.

EMAS! EMAS! EMAS!

Sekarang sana sini orang cakap pasal emas……emas jongkonglah, kijang emaslah, buku emaslah dan tak ketinggalan kedai emas n pajak gadai emas. Senario emas yang turun harga sekarang ni, betul2 bikin kecoh.

Saya ada gak tanya2 kat kedai emas…tentang harga emas n jongkong emas. Seronok kalau pegi kedai emas ni silau2 mata dibuatnya. Jgn mata tukar kaler kuning sudahlah ye..

Harga Jongkong Emas 999 sekarang RM 160/gram. Emas perhiasan 916 dalam RM151/gram. Apa yang saya tau…jongkong emas kalau dijual balik akan susutnilai dalam 15% dan yg 916 ni akan susut sebanyak <>25% hingga 30% bergantung kepada pembelinya lah. Tapi kalau sayalah…mungkin lebih minat dengan buku pelaburan emas…senang x payah nak jaga jongkong kat rumah. Sekarang ni ramai yang suka pecah masuk rumah. Jadi selamatlah kalau beli emas dengan buku tu. Harganye pun murah sikit..Kalau anda pun suka bolehlah pegi tanya kat maybank.

Pokok pangkalnya nak melabur kena selidik dulu. Tanya pada yang tau… kalau x bertanya mau sesat jalan dibuatnya!!

Knowledge learning vs. controlling

This is a discussion with my brother-in-laws regarding the failure of our local graduate in looking for job opportunity. The past 2 months, the were many convocation for local and private universities and I do not how many thousand of graduates will sit in the house to look for job. Is this our education system failure? I still remember in my time, there are only 6 universities in Malaysia such as UM, UPM, UKM, USM, UUM & UTM. The opportunity to get a seat in local university was very tough even you had good result in academic especially for those people applied university with SPM result. For the instant, total graduate during year 1998 at UTM was around 3 thousands only compare with now with multiple of universities either local or private. Those day, you are able to get a career before you graduate because they know the quality of the student.

Sad to say that now university or college looks like a manufacture to produce huge quantum of graduates and the student are suffering due to inefficiency in communication and latest knowledge in the market.

No doubt that graduate has been thoroughly tested by university or college before issue a scroll to them but most of them are proud and cease learning in their life. They expect they are able to earn a living with their knowledge in university. I agree that we learn a lot of subjects and some even get dean certificate for all the semesters. The question raise in this issue is how many of us how to utilise the knowledge we have been learned for 4-5 years in university.

In school even until university, we are trained to study hard and pass the exam. We seldom be taught how to use the info or knowledge when we are in the real market. Eventually the government realized the over supply graduate problem and create an idea of in agriculture business which we can heard now like mushroom, catfish and all sort of business regarding agricultural. I am a planter and I know agriculture a great business which has a huge market. Usually, those with agriculture business are rich in oversea but no in Malaysia where government attempt to correct the path of agricultural business.

I coded an example. Catfish business is quiet famous at the moment and they are many people jump into this business. Conceptually people involve in business because of the income but without a proper knowledge and controlling then business will be a lot of loopholes. In business or education, we need to change our mindset that there is no shortcut to success. Failure is an improvement and motivation subject in our life. Never feel sad or down because of failure. The message of failure is telling that there are still have a gap to improve and perform better. My summary is control and know what you learn rather than just blindly score full marks.

PPL Tertinggi Daripada SpeedAdsense, Setiap Referral Anda Terima RM1

Kejayaan team SpeedAdsense menganjurkan seminar pada awal bulan Ogos yang lepas, dimana lebih 50 peserta berkampung di Hotel Armada, Petaling Jaya dengan misi untuk menjana puluhan, malah ratusan dollar setiap hari dengan menggunakan sistem mereka. Lawat http://www.speedadsense.com/index.php?ref=lkclai untuk melihat sendiri bukti keberkesanan sistem mereka.
Kini, mereka menawarkan pula kepada anda sistem yang bernilai RM1597 untuk di-test drive hanya sekali dengan bayaran serendah RM40/USD15. Peluang ini hanya muncul sekali sahaja, di mana selepas ia ditutup, anda tidak akan menemui peluang ini dimana-mana.
Selepas test drive ini ditutup, harga membership akan dinaikkan kepada RM1970, maka, anda perlu lah bertindak dengan lebih cepat!
Secara am'nya, setiap referral yang anda salurkan kepada team SpeedAdsense, anda akan menerima RM1. Maka, lebih banyak yang anda refer, lebih banyak $$$$ yang anda terima. This is no BS.
Ketahui lebih lanjut dengan melawat http://www.speedadsense.com/index.php?ref=lkclai

How clever are you?

Below are four ( 4 ) questions and a bonus question. You have to answer them instantly. You can't take your time, answer all of them immediately. OK? Let's find out just how clever you really are.....Ready? GO!!!

First Question :You are participating in a race. You overtake the second person. What position are you in?

Answer : If you answered that you are first, then you are absolutely wrong! If you overtake the second person and you take his place, you are second!Try not to screw up next time. Now answer the second question, but don't take as much time as you took for the first question, OK?

Second Question:I f you overtake the last person, then you are...? (scroll down)

Answer : If you answered that you are second to last, then you are wrong again Tell me, how can you overtake the LAST person? You're not very good at this, are you?

Third Question :Very tricky arithmetic! Note: This must be done in your head only. Do NOT use paper and pencil or a calculator. Try it.

Take 1000 and add 40 to it. Now add another 1000 ... Now add 30 . Add another1000 . Now add 20 . Now add another 1000 . Now add 10 . What is the total? Did you get 5000 ? The correct answer is actually 4100 . If you don't believe it, check it with a calculator! Today is definitely not your day, is it? Maybe you'll get the last question right... Maybe..

Fourth Question : Mary's father has five daughters: 1. Nana, 2. Nene, 3. Nini, 4. Nono. What is the name of the fifth daughter?

Did you Answer Nunu? NO!Of course it isn't. Her name is Mary . Read the question again! Okay, now the bonus round:A mute person goes into a shop and wants to buy a toothbrush. By imitating the action of brushing his teeth he successfully expresses himself to the shopkeeper and the purchase is done. Next, a blind man comes into the shop who wants to buy a pair of sunglasses; how does HE indicate what he wants? He just has to open his mouth and ask... It's really very simple.

Tired

MISSING!

Name : Tang Hooi Jen
Age : 19 years old
Height : 154cm
Location : Jenjarom, Selangor
Appearance : Dark-complexioned with short hair

She was last seen in Jenjarom on 10 June 2009 wearing a red t-shirt and pink short pants.
Anyone with information please call Mr. Tang (016-3989366) or Ms Kelly (016-2199458)

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Vacancy-Technology & Education Researchers (Freelance)

Will serve as a Researcher on a project in Cambodia to develop materials for the teaching of ICT. He/She will specialize in methods for optimizing instruction.Th esuccessful applicant will have a strong research record and be knowledgeable in the areas of learner characteristics such as learning styles, teaching ofscience to middle/high school students, and/or optimization of subject matter to learners based on characteristics of both. Responsible for planning, coordinating, and implementing the plan for instructional technology; supporting technology users in the schools, consulting on the selection of technology equipment and related materials and coordinating in service activities in the area of instructional technology.

Please email me your resume at ehlamin/yahoo/com.

Vacancy-Executive Assistant (Part-time)

Athough the remuneration (ranges from RM550-850 per month) is minimum, we do expect high commitment and passion from the candidates applying for theposition. Successful candidate would be allowed claims for phone calls and those under allowable expenses but not travel mileage unless outside Klang Valley. Thepart-time work scope is as follows: * Performs administrative duties for executive management. Responsibilities may include screening calls, making travel and meeting arrangements, preparingreports/minutes, training and coordinating other support consultants, and customer relations. Requires strong computer and internet research skills. Alsocalls for flexibility, excellent interpersonal skills, project coordination experience, and the ability to work well with all levels of internal managementand staff, as well as outside clients and vendors.

Please email me your resume at ehlamin/yahoo/com.

Vacancy-Knowledge & Resource Executive (Full-time)

The fundamental core of the Initiatives Executive is to analyse, strategise, design, implement and manage programmes including research, development &commercialisation policies, guidelines, and processes that will prudently support & achieve company's objectives/mission. He/She provides assistance tothe Strategy & Initiatives Manager in administration, etc. He/She shall monitor and interpret investment portfolio performance to make recommendations tomanagement and is evaluated through reports and results achieved.

Please email me your resume at ehlamin/yahoo/com.

Chit-chat with parents

This advertisement is from Petronas. There are 4 old ladies taking about their children.

Mother A talk about his great doctor son. While, mother B talk his lawyer son gain a lot of wealth. Mother C said his son is rich businessman. The mother D does not say anything. She only wave to his son where he just back from work. A, B & C mother very envy with mother D because their great sons seldom come back to visit them.

This is real scenario in city. Most of the youngster leaves their hometown to earn money and forget their root.

All the parent wishes their children have a good career, subsequently set up a family and lastly play with grandchildren during the weekend.

What is the message from this meaningful advertisement?

Do you notice that your mother will busy to prepare food before their children back?

Father will ask how many days leave taken, wash your car, repair your car, and play with grandchild.

My auntie complaint that nowadays youngest do not how to communicate. Most of them either “sms” or play in front of computer. There is less communication among the family.

I noticed that senior citizen like to share or talk. Perhaps they feel bored. They like chit-chat. Something likes my son - Danish. He is just 2 years ++ and know a few wording but he will try to speak as an adult.

If your retire parent say their life is no bored. They are lying. Even through, early in the morning they can read paper, clean garden or watch TV. They still need to talk. I can see that my parent is very happy to see Danish even this naughty boy mess the house.

This little has created a "wonderful" relationship between children and parent which I can say most of the new generation parent lost this traditional "taste".

Emergency fund (rule 2)

Six months to a year emergency fund is a guideline and it is important for every employee such like me.

Definition emergency fund for Azizi is

“The whole concept of the emergency fund is to have money to cater for financial emergencies, which all of us face.”

This is my experience when I quit as a planter and join as land surveyor in year 2005. It is a tough period where my income reduce to 1/3 of my previous income. Moreover, the following year, I get my Danish. Can you imaging the situation? Money….money…..money is always in my mind and force me to dig all my emergency fund until empty.

If I do not have emergency fund which I have prepared before I resigned. I believe I will back to plantation again.
This is what I told my boss yesterday. “Self-prepared”.

How did you clear your credit card debt?

Credit card debt will be a nightmare if you are not trying to clear it. 18% interest per annual is no a joke and perhaps you can declare as bankruptcy. The initial step I will take is control my expenses while shopping and the best let your wife know the situation. If you still can not control then it is better to use cash to purchase and your credit card debt would not increase. Another solution is avoid high interest charges from credit card is borrow money from your parents or siblings to clear the debt. Do not feel shy to ask and perhaps when refund the money, give some additional money as thankful or “interest”. But if you have saving in hand then it is better to dig the saving rather than borrow from others. My previous experience reminded me that plan your credit card usage before you fall in this financial trap.

6 rules of thumb for managing money

1 ) Save 10% of your monthly income (rule 1)

Saving….saving…..saving…..this is what my mum told me when I was young. We need to save before we are able to buy what we want.

While, Azizi Ali in his book “Millionaires are from a different planet” stated that

“this is good for people who have just started work and would like to take control of their finances. Obviously, more is better. As you grow wiser, your finances should improve, and your savings rate should also increase.”

I graduated from University on year 1998 and the economic crisis occurred during the year. However, I was luckily because I was employed by a plantation company which is not related to my degree. Who border? Important is the monthly paycheck.

Even through the monthly paycheck is less than RM2K per month but my expenses is minimum. People say save 10% but my definition is difference-use 10%. No people believe it. I know I am poor but I am young. Save is one of method to escape from “poor” cycle.

My working environment is totally difference from others industry. I stay in estate. Company provide me accommodation (bungalow lot) and vehicle (motorcycle). What I need to do is learn the plantation work and receive the monthly paycheck. Sound easy and good for me as poor guy.

My conclusion is if you want to become rich then plantation is one of the option. Inside the industry you only work for money with minimum expenses (10%) but no entertainment.

New house

Today I can feel the pain on the whole body after shifted to new house. For the past 3 days, my wife and I woke up at 6am before my naughty danish disturbed us.

I really solute my wife, she can wake up 4am this morning to clean the house. She told that she could not sleep at new place compare with me and danish. Both of us can sleep wherever there have pillow......this is the great of danish and his papa.